Welcome to Pacific Coast Mortgage Solutions

Whether you're buying your first home, upgrading to something new, or growing your investment portfolio, I have a loan program to fit your situation. I work with a wide range of options, from conventional loans (both conforming and non-conforming) and government-backed programs like FHA, VA, and USDA, to jumbo loans for higher-priced properties and low-down payment solutions for those just getting started. If you're looking to refinance, I offer rate-and-term, cash-out, and streamline refinance options for FHA, VA, and USDA loans, as well as home equity loans and HELOCs to help you tap into the value you've already built.

For those with unique financial situations, I also specialize in non-QM programs, including bank statement, asset-based, and interest-only loans, along with investor-focused financing like DSCR loans, investment property purchases, and LLC transactions. Building from the ground up? I can help with construction and construction-to-permanent loans, as well as renovation financing through programs like FHA 203(k) and Homestyle. I also work with seniors exploring reverse mortgages, and offer specialized structures like buydowns, balloon mortgages, and graduated payment loans when the situation calls for it.

I work with all kinds of borrowers, and I love finding loan solutions as unique as your situation. That includes first-time homebuyer programs, down payment assistance, and niche solutions like ITIN loans, foreign national loans, bridge loans, fix-and-flip financing, and hard money loans. There's always a path. Let's find yours together.

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